[1] Applying for a loan with Savvy usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.

[2] As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Savvy, if they submit their loan application and all the requested supporting information during a regular business day.

At Savvy Loans, we specialize in providing 'teeny, tiny' short-term loans with lightning-fast approval and flexible repayment options. Operating as both a Credit Service Organization (CSO) and a Credit Access Business (CAB) in Texas, Savvy offers you access to loans without the red tape, long processes, or complicated legal speak.

Partnering with trusted third-party lenders, we ensure a seamless process while focusing on what we do best – helping you secure the funds you need for life's unexpected expenses. Like other CABs and CSOs, we prioritize quick funding and flexible repayments to bridge short-term financial gaps. However, what sets Savvy apart is our commitment to your financial literacy and long-term financial well-being. With the imminent launch of our innovative Savvy Credit Score system, this rings truer than ever before. This will empower you to make sound financial decisions and cultivate healthy spending and savings habits with an increasing score when good financial decisions are made, making your next loan application more favorable.