Texas rates and terms

Savvy FAQs

What qualification do I need to apply?

To qualify for your online loan application, you must be at least 18 years old and have a steady income from a full-time or part-time job, including government benefits and pensions. However, please note that we typically don't accept applications solely relying on government benefits or pensions.

At Savvy, we prioritize responsible lending. It's important to demonstrate that you can comfortably manage your repayments. We may decline loan applications if there's any concern about potential financial strain from borrowing with Savvy.

How soon can I get my loan?

If everything goes smoothly and you apply during business hours, you should expect to receive your funds in 2-3 business days depending on your bank!²

However, sometimes delays happen. If your application just makes it in time for approval during business hours, taking into account banking processing delays, you might receive your loan the next day instead.

What is the application and approval process like for a quick and easy loan with Savvy?

Our application process is fast, simple, and entirely online. Plus, if you meet all our requirements for a small loan, we typically grant approval on the same day.²

Savvy is indeed your go-to solution for quick, small loans in Texas.

Can I apply outside office hours?

Absolutely! Our teams are here to help and process loan applications Monday through Friday, from 2 pm to 11 pm.

However, our online application form is available 24/7, making it convenient for you to apply anytime!

How can I contact Savvy if I have any questions about their services?

Our team is here to help with any questions you have about our quick online loans in Texas. Feel free to reach out to us by calling +1 888 589 5171 or sending an email to hello@savvyloans.com so we can help you have the smoothest Savvy journey.

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Safe and secure 3 min application¹

[1] Applying for a loan with Savvy usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.

[2] As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Savvy, if they submit their loan application and all the requested supporting information during a regular business day.

At Savvy Loans, we specialize in providing 'teeny, tiny' short-term loans with lightning-fast approval and flexible repayment options. Operating as both a Credit Service Organization (CSO) and a Credit Access Business (CAB) in Texas, Savvy offers you access to loans without the red tape, long processes, or complicated legal speak.

Partnering with trusted third-party lenders, we ensure a seamless process while focusing on what we do best – helping you secure the funds you need for life's unexpected expenses.

Like other CABs and CSOs, we prioritize quick funding and flexible repayments to bridge short-term financial gaps. However, what sets Savvy apart is our commitment to your financial literacy and long-term financial well-being. With the imminent launch of our innovative Savvy Credit Score system, this rings truer than ever before. This will empower you to make sound financial decisions and cultivate healthy spending and savings habits with an increasing score when good financial decisions are made, making your next loan application more favorable.

Texas: Good News Group, LLC DBA Savvy Loans is licensed as a Credit Access Business (CAB), License No. 2300074529-170223, by the Office of the Consumer Credit Commissioner and registered as a Credit Services Organization (CSO), Registration No. 20230057, by the State of Texas. Savvy Loans is NOT a lender in the state of Texas. All loans for which Savvy Loans acts as a CSO/CAB are funded by an unaffiliated third-party lender, Hillcrest Private Credit Funding I, LLC, and serviced by Savvy Loans.