4.8/5
16,000+
4.7/5
5,000+
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Safe and Secure. 5 min application1
With over $300M+ lent worldwide, We stay committed to fair, fast, and flexible lending to you.
4.8/5
16,000+
4.7/5
5,000+
At Savvy, we’re a young, results-driven team dedicated to constant learning and improvement.
Customer experience is our top priority. We don’t claim to know what’s best—we listen, adapt, and evolve based on real feedback to create the ultimate funding experience.
Built on a legacy of trust and innovation, Savvy was founded by Fundo, a leading Australian lender. Now in the U.S., we continue our mission to provide smarter financial solutions.
Savvy is built on a foundation of trust and success.
At Savvy, we believe financial support should be accessible to everyone, and that long-term stability matters just as much as short-term solutions.
That's why we created the Savvy Score
We created the Savvy Score - a system that rewards good financial habits and positive loan repayment behavior. As you improve your Savvy Score, you will be eligible for higher credit limits and better terms over time. We reward loyalty and give you the ability to track and improve in your self-service Savvy Dashboard.
[1] Applying for a loan with Savvy usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
[2] As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Savvy, if they submit their loan application and all the requested supporting information during a regular business day.
At Savvy Loans, we specialize in providing 'teeny, tiny' short-term loans with lightning-fast approval and flexible repayment options. Operating as both a Credit Service Organization (CSO) and a Credit Access Business (CAB) in Texas, Savvy offers you access to loans without the red tape, long processes, or complicated legal speak.
Partnering with trusted third-party lenders, we ensure a seamless process while focusing on what we do best – helping you secure the funds you need for life's unexpected expenses.
Like other CABs and CSOs, we prioritize quick funding and flexible repayments to bridge short-term financial gaps. However, what sets Savvy apart is our commitment to your financial literacy and long-term financial well-being. With the imminent launch of our innovative Savvy Credit Score system, this rings truer than ever before. This will empower you to make sound financial decisions and cultivate healthy spending and savings habits with an increasing score when good financial decisions are made, making your next loan application more favorable.
Texas: Good News Group, LLC DBA Savvy Loans is licensed as a Credit Access Business (CAB), License No. 2300074529-170223, by the Office of the Consumer Credit Commissioner and registered as a Credit Services Organization (CSO), Registration No. 20230057, by the State of Texas. Savvy Loans is NOT a lender in the state of Texas. All loans for which Savvy Loans acts as a CSO/CAB are funded by an unaffiliated third-party lender, Hillcrest Private Credit Funding I, LLC, and serviced by Savvy Loans.